Investment property
Traditional financing may review personal income, assets, debts and eligible rental income.
Explore investment property →INVESTOR LOANS
Look at the property and the financing together.
A rental’s cash flow, your investment strategy and the property type can point to different loan paths.
More than one underwriting approach.
Traditional investor loans and available DSCR programs can examine a transaction differently.
DSCR
Some programs compare qualifying property income with its projected housing payment.
Explore dscr →Refinance
A refinance may help change terms or access equity if the full costs make sense.
Explore refinance →Numbers John can work with.
Share the address, purchase price or estimated value, expected rent, taxes, insurance, HOA and planned improvements.
- Explain whether the property is leased, vacant or being purchased.
- Discuss occupancy, unit count, title structure and existing liens.
- Ask about reserves, appraisal, lease evidence and prepayment terms.
Useful investor questions.
Program guidelines and state availability vary.
Does DSCR mean no documentation?
No. Lenders still review the property, borrower, assets and program-specific conditions.
Can I use projected rent?
It depends on the program and acceptable rent documentation.
Do you offer fix-and-flip financing?
Availability depends on the current lending partners and property scenario. Call John with the address and plan.
TALK THROUGH YOUR SCENARIO
Start with a conversation.
Tell John what you want to accomplish. He’ll help you sort through the options and next steps.